Tag Archives: LifeLock

Protect Your *and* Your Kid’s Identities With LifeLock® Identity Theft Protection

FTC Disclosure Requirement: The Mommy Insider aims to provide unbiased editorials. However, I wish to disclose that from time to time I may receive free products or other compensation from companies for blogger reviews.

When my son started crawling about 13 years ago, my immediate thoughts besides how exciting it was, were about his safety.  How can I keep him from crawling up the stairs, or under the dining room table where he could bump his head, or from sticking a finger in an outlet?   I baby proofed our home to the max.  There were baby gates around every turn, ever outlet was protected, cabinet doors had safety locks on them.. you get the picture.  I did the same with my daughter.  Baby gates everywhere, covered outlets, etc..

Kids on Porch in 2007

Then, as he grew up, we had to consider and education him about other safety issues such as riding a bike safely, ‘stranger danger’, and teaching him to never run behind a car pulling out of a driveway.  Those are all real dangers and something else that I have learned about since having my son, is the danger of identity theft. Your child’s clean and unmonitored credit file is a gold mine for identity thieves.  Can you imagine if your child’s credit was ruined before he was even old enough to use and appreciate the meaning of credit?

Now there is a service called LifeLock that will give parents peace of mind by protecting their own and their child’s identity protected in various ways.

What Does LifeLock® Do?

LifeLock gives members the opportunity to use a suite of services (including credit monitoring) that work together to protect their identity from various risks including, but not limited, to credit fraud.    LifeLock actively monitors applications including credit, mortgage, retail credit, and wireless credit applications to name a few, within an extensive network for attempts to use your child’s personal data, and alerts members if suspicious activity is detected.

As I parent, I appreciate the LifeLock Junior service which monitors your child’s personal information with proactive protection features designed specifically for children.

For more information on LifeLock® services visit their website: http://www.lifelock.com/services

FTC Disclosure Requirement: The Mommy Insider aims to provide unbiased editorials. However, I wish to disclose that from time to time I may receive free products or other compensation from companies for blogger reviews. 

LifeLock Identity Theft Protection Services

LifeLock - identity protenction

Imagine going to buy something at the store and hearing your credit card is tapped out, knowing full well you have thousands of dollars available. Or, how about buying groceries with your debit card and being told it’s denied because no funds are available? It can happen. Identity thieves don’t need your permission to access your accounts and clean you out of every dime of credit or every penny you’ve deposited. More than 11 million Americans face identity theft each year*, including children. That’s right. Identity thieves looking for a fresh start can take your children’s clean social security number and get access to all kinds of credit, then trash their profile so that when they go to take out loans they’ll be denied. And here’s the thing—you might not even find out for several years! Think about it. Why would you check your child’s credit now? And when would you? You won’t until they need a loan for a car or college, or maybe applying for a job. Then, the damage is already done.

HOWEVER, if you use a service such as LifeLock you will find out right away when someone is tampering with your credit, or your child’s. That’s because LifeLock offers advanced protection to monitor your personal information. LifeLock sends alerts of potential threats both credit and non-credit related. So, if someone grabs your family’s info and tries to use it for fraud (whether it’s applying for a loan or assuming a new identity), you’re going to know about it. You get online access to a personalized dashboard, help cancelling cards if you lose your wallet, and comprehensive recovery services if you do somehow become a victim while signed up for the service.

LifeLock Identity Theft Protection review

LifeLock even offers an advanced line of defense with the LifeLock Command Center™ protection, an added level of protection for those who want it. The LifeLock Command Center membership includes all of the services provided by LifeLock® identity theft protection along with:

  • Expanded monitoring of personal information across a comprehensive network of databases, not just credit reports
  • Enhanced, consolidated reporting of threats
  • Public and court record surveillance
  • Searching for use of known alternate names
  • Surveillance of unregulated global networks and file-sharing sites
  • Guidance to correct accidental disclosure of personal information on file-sharing sites
  • The option to extend your line of defense with LifeLock Credit Score Manager™ protection
  • The annual fee for LifeLock Identity Theft Protection is $110/yr or $10/month. The LifeLock Command Center is $165 or $15 a month.

I was given a yearly membership to review while writing this post. I found the signup to be simple. You can either sign up online or over the telephone. For something like LifeLock’s services I recommend calling to speak to a representative who can answer your questions right away and help you decide which LifeLock service is best for you. The representative I spoke to was very helpful and had me and my husband signed up for LifeLock’s Command Center service in about 10 minutes.

If you are looking for some peace of mind about protecting your family from identity theft, this seems to be a small price to pay in my opinion.

LifeLock website

Take a look at LifeLock’s Identity Theft 101 page to learn what the stats are in your state and more.

GIVEAWAY – Winner Announced!

Congratulations Vickie B.!

We are giving away a one year membership to LifeLock, a $110 value.

To enter leave a comment telling us what you like about LifeLock. Entries accepted through March 8th. Winner will be notified via email and must respond within 24 hours or another winner will be chosen.

Extra entries:
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Be sure to tell us what you’ve done in the comments below!

Disclosure: I was provided with a one year membership for LifeLock Command Center to review while writing this post via MomSparkMedia and LifeLock. Thoughts expressed in this post are my own and were not influenced in any way.

Alicia Hagan, Mom Blog editor